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Loans & Advances
We are providing loan services on the following sectors:
Hire Purchase Housing Loan
Business Loan Education Loan
Foreign Employment Loan
Loan against Fixed Deposit
Loan in against Share Cetificate
Loan against share certificate
Loan for land development

Housing Loan:

Providing Loan for construction, maintenance & furnishing of house. KAFAL has lunched a scheme to meet the requirement of home seekers for direct housing finance, for individual’s house construction /acquisition, land development, Purchase of land and also for maintenance & renovation of house/building.

Business Loan:

For Business setup, purchase fixed assets for business.

Hire Purchase:

Vehicle for private use and for public uses by which person cat generate income and fulfill the desire of own vehicle (insurance of the vehicle is compulsory)


Share loan:

Share loan flows against the listed reputed bank/finance company’s share certificates for fulfillment of your urgent cash requirement.

Educational Loan:

With taking proper security, educational loan to be flow for the students, who wants to read inside Nepal and abroad in higher level education.

Working capital:

Loan provided for regular fixed cost for operating the business.


Agriculture loan:

For agriculture development (i.e. vegetable farming, poultry farming, etc.)

Foreign Employment:


For the individual going abroad for the job, for which work permit visa to be submitted.

Criteria for all loans:

  • Amount of loan:
    Minimum Rs. 50000. Maximum Rs. 1 Crore.
  • Security:
    The immovable property (Land and Building) within core city of the Kathmandu Valley, with Motor able link road, for share loan shares certificates of listed companies prescribed by this Bittiya Sanstha.
  • Service Charges:
    1% for 1 Year service charge (Except Share Loan) for share loan 0.25% for 1 year.
  • Income Source:
    Income source documents required, regular/high income source person are prioritized.
  • Purpose of Loan:
    Must be Crystal clear for specific purpose
  • Block & Mortgaged Charges:
    The applicant should bear the charged amount.
  • Engineering Valuation charges:
    The applicant is responsible to pay (if loan amount is more than 6 lakhs)
  • Duration for approval of loan:
    Minimum 1 week from the date of complete documents submission

Loan & Advanced Interest Rate per annuam
Hire Purchase
13.0%  
Housing loan 13.0%  
Share 11.0%  
Trade Loan 12.0%  
Agriculture, Education 13.0%  
Other loan 14.0%  

Designed by ramsbay
Copyright © 2006 Kathmandu Finance. Radhemarga, Dillibazar Kathmandu
P.O.Box -5090, Phone: 0977-01-4437401, 4430527

e-mail : info@kathmandufinance.com | www.kathmandufinance.com